Product Details

Choosing an Insurance Product


Use this diagram to help choose the insurance product that best fits your customer.


Single Payment Option

SPIA Single Pay
Insurance Annuity


  • Full coverage from day 1
  • Ages 0 – 99
  • Min. face amount: $400
  • Max. face amount: $15,000
  • Insured's signature is not required

Time Pay Option

GIIB
Guaranteed Issue Insurance Benefit


  • 1-year plan: ages 0 – 99
  • 3- or 5-pay: ages 0 – 85
  • 10-pay: ages 0 – 80
  • Min. face amount: $1,000
  • Max. face amount: $15,000
  • Return of premiums paid plus 10% months 0-24
  • Full coverage beginning month 25
  • Accidental death benefit months 0-24
  • Cost of insurance associated with this product
  • Insured's signature is not required
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TruStage Life of Canada PO Box 79010 Concord PO Concord, ON L4K 4S8 | 1-888-977-3752 | TruStage.ca